Terms and Conditions

This website is operated by Worthy Wealth, Inc. By using the services of Worthy Wealth, Inc. you are agreeing to be bound by the following Terms of Use (“Terms”). These terms define the relationship between Worthy Wealth, Inc. (“Worthy”, “the company”, or “we” or “us”) and you, the individual accessing the website **worthywealth.com** and/or downloading the mobile Worthy Wealth Application. You must read, agree with and accept all of these Terms prior to using the Worthy Wealth website and/or Worthy Wealth Application.

Worthy Wealth reserves the right to refuse, modify or terminate the services for any reason, without notice at any time without having to explain such reasons. Your use of our Site or the Worthy Application is at your sole risk. We may assign our rights and privileges under these Terms of Use (including your user registration), without your consent in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all of our assets, or to an affiliate, or in connection with a change in control. Subject to the foregoing, these Terms of Use shall bind and inure to the benefit of the parties, their respective successors and permitted assigns.

We may amend these Terms of Use at any time by posting the revised Terms of Use on the Site and Application. We may terminate these Terms of Use at any time by suspending or terminating access to the Site, Application and/or Services and/or notifying you. Your continued use of the Site, Application or Services after we have posted revised Terms of Use signifies your acceptance of such revised Terms of Use.

By using the Website and the Services, you attest that you are at least **18 years old**. You will not use our Site or the Worthy Application if you are unable to form legally binding contracts, are under the age of majority, or are temporarily or permanently suspended from using our services or the Worthy Application.

All Users: Consent To Electronic Transactions And Disclosures

Because Worthy Wealth operates only on the Internet, it is necessary for you to consent to transact business with us online and electronically. As part of doing business with us and our affiliates ("Our Affiliates"), therefore, we also need you to consent to our providing certain disclosures electronically, either via our Site or to the email address you gave to us.

By agreeing to the Terms of Use, you agree to receive electronically all documents, communications, notices, contracts, and agreements (including any IRS Forms such as Form 1099) arising from or relating to your use of the Site and Service, including any Worthy investments you may have purchased, your use of this Service, and the servicing of any Worthy investments whether by us or Our Affiliates.

An **IRS Form 1099** refers to any Form 1099 or other Form, Schedule or information statement, including corrections of such documents, required to be provided pursuant to U.S. Internal Revenue Service rules and regulations and that may be provided electronically (each, an "IRS Form 1099"). The decision to do business with us and Our Affiliates electronically is yours. This document informs you of your rights concerning Disclosures.

Electronic Communications

Any Disclosures will be provided to you electronically through **worthywealth.com** either on our Site or via electronic mail to the verified email address you provided. If you require paper copies of such Disclosures, you may write to us at the mailing address provided below and a paper copy will be sent to you at a cost of up to **$5.00**. A request for a paper copy of any Disclosure will not be considered a withdrawal of your consent to receive Disclosures electronically. We may discontinue electronic provision of Disclosures at any time in our sole discretion.

Scope of Consent

Your consent to receive Disclosures and transact business electronically, and our agreement to do so, applies to any transactions to which such Disclosures relate, whether between you and Worthy or between you and Our Affiliates. Your consent will remain in effect for so long as you are a User and, if you are no longer a User, will continue until such a time as all Disclosures relevant to transactions that occurred while you were a User have been made.

Consenting to Do Business Electronically

Before you decide to do business electronically with Worthy Wealth or Our Affiliates, you should consider whether you have the required hardware and software capabilities described below.

Hardware and Software Requirements

In order to access and retain Disclosures electronically, you must satisfy the following computer hardware and software requirements: access to the Internet; an email account and related software capable of receiving email through the Internet, printing, and saving such information; a web browser which is SSL-compliant and supports secure sessions; and hardware capable of running this software.

TCPA Consent

I expressly consent to receiving calls and messages, including autodialed and pre-recorded message calls, and SMS messages (including text messages) from us, our affiliates, agents and others calling at their request or on their behalf, at any telephone numbers that you have provided or may provide in the future (including any cellular telephone numbers). Your cellular or mobile telephone provider will charge you according to the type of plan you carry.

Additional Mobile Technology Requirements

If you are accessing our site and the Disclosures electronically via a mobile device (such as a smart phone, tablet, etc), in addition to the above requirements you must make sure that you have software on your mobile device that allows you to print and save the Disclosures presented to you during the application process. If you do not have these capabilities on your mobile device, please access our site through a device that provides these capabilities.

Withdrawing Consent

You may not withdraw such consent so long as you have outstanding investments made through the Site. If you have no outstanding investments made through the site and wish to withdraw consent to doing business electronically, we will terminate your registered user account with us.

You can contact us via email at **support@worthywealth.com**. You may also reach us in writing to us at the following address:

Worthy Wealth, Inc.
11175 Cicero Drive
Suite 100
Alpharetta, GA 30022

If you are an individual User, you will keep us informed of any change in your email or home mailing address so that you can continue to receive all Disclosures in a timely fashion. If your registered email address changes, you must notify us of the change by sending an email to **support@worthywealth.com**. You also agree to update your registered residence address and telephone number on the Site if they change. If you are a business or entity User or are acting on behalf of a business or entity, you will keep us informed of any change to your email address, telephone number and primary business address.

You will print a copy of this Agreement for your records and you agree and acknowledge that you can access, receive and retain all Disclosures electronically sent via email or posted on the Site.

Securities Matters

Notwithstanding anything to the contrary in this Agreement, in no event shall anything in this Agreement be deemed to be a waiver, and we will not assert there has been a waiver, that would not be permissible under Section 14 of the Securities Act of 1933, Section 29(a) of the Securities Exchange Act of 1934, or any other applicable